Investment Training Course FAQ´s

1. Who is Train2Invest?

Train2Invest is a leading investment education company headquartered in Winnipeg, Manitoba, Canada. Over the past 6 years, we have over taught over 2600 individuals and families how to self-direct their portfolios.  Our students range from novice investors (those that have little to no experience) to people who have traded on their own for many years.  In all cases their desire is to be more in control of how their money is working and they are looking to create consistent, profitable returns above the industry average.

2. What does Train2Invest do?

Train2Invest provides a step-by-step education and training program that teaches individuals and families how to master self-directed investing in the stock market. We teach, train and coach our student to success using a proven strategy delivered through a comprehensive learning environment.  Because people cannot develop good habits and a functional skill-set in a short period of time, our education, training and coaching process is 12 months in length. We deal with the intellectual, psychological, and emotional aspects of investing. We focus on three primary areas; preservation of capital, risk management and money management to teach a process of achieving consistent, profitable growth year after year.

3. What will I learn if I take your course?

We teach our students the principles, skills and mind-sets of making informed investing decisions following a strategy of creating small consistent returns within a shorter period of time.  Their goal is to achieve a 1% gain within a 14 day period – growing approximately 20% to 30% per annum on a compounded basis. Our students learn a variety of different concepts that in the end will enable them to make sound decisions on buying and selling shares. We cover topics such as financial excellence, risk assessment and management, global markets, geopolitical events, fundamental analysis and technical analysis.

4. Why should I consider taking the Train2Invest course?

Most people look at self-directing as too difficult a challenge primarily because they see the stock market as very complex.  In all likelihood, you have been brought up with many theories and/or myths of investing which dictate how you do things today.  However, if you take the time to gain knowledge and develop a skill that creates confidence, it is much easier to embark on new paths.  The Train2Invest course is geared to develop this knowledge a little bit at a time to reduce fear and anxiety and replace those feelings with confidence.  Self-directed investing done right is very beneficial to you as an individual and to your family.  Consider how your financial picture will change if you gain the ability to grow your portfolio by 20% to 30% a year.  No one cares more about your money than you therefore you should not only understand how it is working but also be able to take an active role in making those important investing decisions that meet your goals and objectives.

5. I already use a financial advisor to do my investing. Why would I change?

Using a good financial advisor is an important aspect of investing and a great asset to building your wealth.  But having a financial advisor does not remove your responsibility of understanding what is happening with your portfolio and knowing what questions you should be asking to make sure you are getting what you want.  In many cases, financial advisors are really just mutual fund sales people being paid to generate new business for their company and not positioned to understand your goals and objectives.  When this happens you soon realize that the “plan” you are following isn’t necessarily the right one or the best one for you. On top of that, in too many cases, the fees you are paying to have someone manage your money will eat up over half of your potential profit over the life of your investments.  That might be a huge cost for mediocre returns.

6. 20% to 30% seem like a very big numbers. They seem too good to be true. Are they?

We certainly acknowledge that those numbers are big compared to what most people get today on their investments.  The average rate of return for managed money right now is about 5% to 7%.  How can we talk about 20% to 30%?  Think of it this way.  Most people look at investing as a single decision that needs to grow a certain amount over time.  This strategy is called “buy and hold”.  Coupled with extreme diversification (like a mutual fund) the result is typically a lower rate of return.  However if you change the way you look at investing and consider the benefits of small, consistent gains, 20% to 30% is achievable. We teach our clients to focus on 1% gains within a 14 day period. If you made 26 decisions during 1 calendar year that made you 1%, then you will have achieved (with compounding) a 30% return on your money. It all comes down to good choices and good money management skills.

7. Why 1% and 14 days?

Two reasons.  First, 1% is a very achievable return. Consider that if you buy a $30 stock, it only has to go up 30 cents (plus the cost of trading which is usually pennies per share) in order for you to make 1%. Second, 1% also removes any greed out of the equation.  Knowing you can achieve a small gain on a consistent basis within a short period of time, means you will become a lot more confident about putting your money to work.

8. What makes you different from other training companies?

Most companies that teach people how to trade do so with a piece of software. They are actually training you how to use the software. Unfortunately that still leaves you in the dark when it comes to knowledge since you are now simply relying on software to make decisions for you. The Train2Invest program focuses on developing your knowledge first and then teaches you how to use software as a tool.

9. You said the course is 12 months long. Am I in class all that time?

No. We work with our clients for 12 months because we want them to be successful. The Train2Invest learning process is separated into 3 phases. Phase 1 is education delivered one class per week for 14 weeks. Phase 2 is research and practice where you apply the knowledge you have gained to begin trading.  Phase 3 is coaching and support to help you improve your strategies.  We have a more detailed document that explains it all.

10. Do you make anything off of my money?

Not at all.  We deliver education. We are not financial planners, advisors, stock brokers or in any way connected with the financial services industry. We do not recommend stocks or give investing advice. We do however, provide you with some of the very best education you can receive about making well-informed, sound investing decisions.

11. How much money do I need to invest?

This of course is a personal decision.  Most people will start with a self-directed Tax Free Savings Account.  That is a great growth opportunity since the profits are all tax free.  When they see success, it is only natural that over time they increase the amount they actively control. It is not uncommon to invest $50,000, $100,000 or $250,000 when you are comfortable.

12. I am interested. What do I do next?

If this all makes sense, we encourage you to participate in one of our webinars.  There you will learn more details of our whole program and be able to quantify if this is the right thing for you.  Visit www.train2invest.com to register.